When it comes to choosing the right hotel credit card, there are a multitude of factors to consider. From the number of properties in a hotel brand’s portfolio to the redemption rates for award nights, there are many attributes and metrics that can be used to evaluate the best options available.
At Forbes Advisor, we take a comprehensive approach to ranking hotel credit cards. We not only consider the points earning rates and annual fees, but also look at the ancillary credits, status benefits, and redemption options offered by each card. We want to ensure that the benefits provided by a hotel credit card are commensurate with any associated costs.
One important aspect of our evaluation process is the net return of each card. By taking into account points earned, anniversary night awards, and other rewards relative to the annual fee, we are able to determine which cards offer the best overall value to cardholders.
In addition to evaluating hotel-specific credit cards, we also consider flexible credit cards that allow users to redeem their rewards at multiple hotel brands. This flexibility can be particularly valuable for travelers who frequent different hotel chains or who have a variety of travel goals.
Our commitment to providing accurate and up-to-date information means that we regularly review and update our list of the best hotel credit cards. Whether a new card is introduced to the market or significant changes are made to existing cards, we want to ensure that our readers have access to the most current information available.
If you are in the market for a hotel credit card, be sure to check out our guide on how Forbes Advisor rates credit cards. With our thorough evaluation process, you can feel confident in choosing a card that aligns with your travel preferences and financial goals.